Jade Consulting Services Inc. – Credit Application

Jade Consulting Services Inc.

Credit Application for Business Account

SBA 7a Loan Programs

🟢 SBA 7a BOLT ($0–$150K)

  • 2+ years in business
  • 700 FICO & 175 SBSS
  • No bankruptcies or lawsuits (3 yrs)
  • ≤ $15K tax debt (on plan)
  • ≤ $75K personal credit card debt
  • Loan = 30% of gross revenue
  • No restaurants/trucking/marketing
  • Requires tax returns, ID, transcripts

🟢 SBA 7a PRIME ($350K–$500K)

  • 2+ years in business
  • 670 FICO & 185 SBSS
  • OK w/ IRS payment plan
  • Net Income ≥ $55K
  • No trucking/wholesale
  • Tax returns, ID, app, transcripts

🟢 SBA 7a FULL ($500K–$5M)

  • Used for CRE, expansion, equipment
  • 60–90 day turnaround
  • Custom requirements per loan
  • No liens, lawsuits, felonies
  • Transcripts required